Can I Register My Vehicle At A Different Address From Where I Live

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including dwelling, life, machine, and commercial and working directly with insurance customers to understand their needs. She has since used that noesis in her more than ten years as a writer, largely in the insuranc...

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Farmers CSR for 4 Years Leslie Kasperowicz

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family's insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write belongings and casualty insurance, including dwelling, auto, umbrella, and dwelling burn down insurance. He's also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Machine Insurance Agent

UPDATED: April 11, 2022

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Things to Remember

Your address should be the same on your license, registration, and auto insurance paperwork
Update your address with the DMV and your insurance carrier whenever y'all move
If y'all register your car at a dissimilar address, y'all may gamble fines, penalities, and losing your coverage

You might wonder if you have to go through the hassle of registering your motorcar again when moving to another state or county. Does your address actually have to be the same across your license, registration, and insurance paperwork?

Usually, information technology does. While some exceptions are based on land law or specific residency circumstances, information technology's more often than not wise to make sure your address matches all of the paperwork relating to your license and registered vehicle.

This guide will walk you through why it's so important to register your car at the right address. Nosotros'll also comprehend how to change your address at the Department of Motor Vehicles (DMV) and with your insurance carrier to make sure you're prepared.

When can I register my car at a different address?

At that place are several places where you'll need to record an address when you own and register a vehicle. These include your:

Driver'due south license
Vehicle registration
Vehicle title
Car insurance policy

The address listed on your vehicle registration application should be your permanent address — the same address listed on your commuter'due south license.

You'll also have to provide your permanent address when you purchase car insurance. When your address is the same on your vehicle registration, commuter'due south license, and auto insurance policy, insurance companies and other institutions tin can hands verify your exact coverage and compliance with state laws.

Does my driver's license address have to match my vehicle registration?

In most states, the DMV requires your vehicle registration and commuter's license addresses to match. This address should exist your permanent accost.

Only eight states let you to register your machine in a dissimilar state than your license. These states are:

Maine
New York
Delaware
Pennsylvania
Kentucky
Mississippi
North Dakota

If you want to keep your driver'south license in one of these states but register your automobile in a different one, you'll need to provide proof of residency and meet whatever other requirements.

What accost practise I use if I'thou leasing my automobile?

Vehicle registration can get a trivial more complicated if you're leasing a car. Because the leasing visitor technically owns the vehicle, your registration awarding should include the company'southward address and yours.

Typically, registration paperwork for leased cars will listing both the lessor or lienholder (the leasing visitor) and the lessee (the person operating and maintaining the vehicle). The lessor's address volition appear on your vehicle title and registration, and it likely won't modify throughout your lease.

Still, every bit the lessee, you lot'll need to update the address on your registration whatever time y'all motility during the terms of your charter.

Does my machine insurance have to friction match my vehicle registration?

When you buy an auto insurance policy, you'll need to provide two different addresses:

The mailing accost where the insurance company will send documentation
The physical address where the car volition reside the bulk of the fourth dimension

To avoid potential headaches, it's best to utilise the same address for mailing and concrete addresses. But some people may accept a valid reason for a mismatch: higher students, active-duty military, and others with seasonal work or residency should take no problem listing a different physical address on their insurance policy.

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Does your accost affect your machine insurance rates?

I reason people look into registering their car at a dissimilar address is that car insurance rates depend on where your vehicle is located about of the time.

Your state will have the most significant bear upon on your car insurance rates. Each land sets laws for minimum insurance coverage, so states with higher minimum liability requirements tend to have college average car insurance costs.

You'll also find car insurance rates can vary depending on Nothing codes within each state. Hither are a few Aught code-related factors that tin impact your rates:

Income levels and proportion of expensive cars
College accident rates or traffic incidents
Higher rates of vandalism or property offense

Because Aught code plays an important function in calculating auto insurance rates, exist sure to update the address on your insurance policy even if yous're just moving locally.

Can I annals my car in a state where I don't alive?

You lot tin't register your car in a land where y'all can't provide proof of residency. While a scattering of states will allow you to maintain your commuter's license even later on moving out of state, you'll always need to register your car in the state where you lot live.

Well-nigh of the time, however, an out-of-state move means you lot'll need to re-register your car and obtain a new license.

How to Change Your Address With the DMV

If you're moving to a new address within your state, you lot'll but demand to update your address with the DMV.

The exact process for changing your accost with the DMV may vary from country to country. You should exist able to change the accost on your current registration and license through one of these methods:

Using an online DMV portal to update your account
Visiting a DMV office to change your address in person

Your accost change may be a fleck more complicated if you move to a different state or need a new registration for your vehicle. In these cases, you may demand to provide additional information or pay fees to complete your address alter.

How to Change Your Address With Your Insurance Policy Holder

Updating your address with your insurance company is typically a simple process. If you lot take an online business relationship, you may be able to update your information there. Otherwise, contact your insurance agent to discover out the easiest way to make the change.

Remember to update the address with your insurance carrier whenever your motorcar's permanent location changes.

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Match Your Address on Your License, Registration, and Insurance

Registering your automobile at a different address from your license or where you live may seem like a modest matter, but it can atomic number 82 to major headaches down the road. Ensure you comply with your auto insurance policy and state laws by list the same accost across all your car-related documents.